Verifi

Cloudcheck is an electronic identification verification (EV) tool that allows you to verify the identity (name, date of birth and address) of your customer against local data sources and international Watchlists in one easy step.

Whether your organisation needs to comply with the ‘safe harbour’ provisions of the Amended Identity Verification Code of Practice 2013 forming part of New Zealand’s Anti-Money Laundering (AML) legislation, or needs to verify the identity of your customers for another business purpose, Cloudcheck is the most flexible and accurate solution available to assist with this. Please get in touch to arrange a no-obligation demo and a free trial.

How Cloudcheck works

Cloudcheck can be used in four different ways: as a stand-alone application (Cloudcheck Direct), via bulk processing, as a fully integrated API or through a secure link delivered via a branded email to your customer (Cloudcheck Go) to allow for self-verification.

Our standalone Cloudcheck Direct application allows you to perform electronic identity verification on your customers without any IT integration.

  • Your customer completes your existing application process

  • You sign into Cloudcheck Direct and enter your customer’s details to verify their identity

  • After verification, you are presented with their status for your records

Your customer completes your existing application process. A member of your team signs into the Cloudcheck Direct site from any browser or smart device and enters the customer’s details that you collected. Cloudcheck performs the necessary checks against your pre-selected data sources and Watchlists. Your operator is presented with a summary of the verification result, and Watchlist results, the information verified, against which sources and when. This information can be downloaded or printed for your records.

Our Cloudcheck Go service enables you to send a secure link in a branded email allowing your customer to self-verify.

  • You securely upload your verification list and customise the email content

  • Your customer clicks the secure link in the email and self-verifies

  • After verification, you are presented with their status for your records

You upload your customers’ details and set the email parameters; once you’ve tested a sample email, you trigger the branded emails to be sent. The customer clicks a secure link in the email and is directed to a Cloudcheck page featuring your branding, and populated with their personal details from your uploaded data file. The customer provides additional identifying data as required, then Cloudcheck performs the necessary checks against your pre-selected data sources and Watchlists. The results can be downloaded or printed for your records from Cloudcheck Direct.

Our API integrates with your existing sign-up process at the application level.

  • Customer begins the financial application process on your site

  • Your application sends the customer’s data via API to Cloudcheck for identity verification

  • After verification, the Cloudcheck API returns the result in its response

During the application process, your application sends the required customer details to the RESTful Cloudcheck API. Cloudcheck performs the necessary checks against your pre-selected data sources and any Watchlists results. The verification result and transaction details are returned as part of the API response.

Using Cloudcheck Direct you can perform electronic identity verifications in Bulk without any IT integration or significant data entry.

  • Customer begins the financial application process on your site

  • You securely upload a spreadsheet of customer data via Cloudcheck Direct

  • After verification, the Cloudcheck API returns the result in its response

Your customers complete your existing application process. A member of your team copies their details into an excel spreadsheet, signs into the Cloudcheck Direct site from any browser or smart device and securely uploads the customer’s details. Cloudcheck performs the necessary checks against your pre-selected data sources, emails your operator the verification results and a link to download details of the information verified, against which sources, and any Watchlist results in a PDF format.

On-going customer due diligence

In addition to being used as part of your customer on-boarding process, Cloudcheck can be used to assist you in satisfying any ongoing due diligence obligations you may have, or to simply ensure your customer records are up to date. Cloudcheck Go and Bulk verifications are especially useful for this.

Why choose Cloudcheck?

  • Simple integration

    Implement EV with ease and save on costs by not having to conduct upgrades when new data sources become available.

  • Cloud hosted for scale

    As new data sources become available, Cloudcheck makes these available without the need for further integration.

  • Secure by design

    No personal data is retained by us during the processing of verification transactions. We store the outcome only.

  • Data source choice

    We connect to a wide range of New Zealand Government and private. You have full control over which data sources you use, no data source is forced upon you

  • Branding options

    Include your logo and colour palette to ensure a consistent brand experience for your customers.

  • Ease of use for your customers

    Your customer can be verified using the information in their wallet and/or passport. Additional documentation or pre-registration is not required.

  • Desktop & mobile

    Standards-compliant approach ensures verifications can be conducted no matter what device is used.

  • Legal compliance

    Fully compliant with the Privacy Act 1993 and all current and incoming New Zealand AML/CFT legislation.

  • Cost effective model

    Our transparent pricing model means your organisation only pays for the data sources you opt to check against.

  • Automated PEP Checks

    PEP and Sanction (Watchlist) checks can be automatically run at the same time as the customer verification.

  • High success rate

    Our propriety matching algorithms mean high customer verification pass rates. Ask us the pass rate in your industry.

  • Increase Profitability

    Reduce administration costs and increase conversion rates leading to greater profitability with a streamlined process that is simple for you and your customer.

Who needs to comply with the AML/CFT Act?

The obligations under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 (AML/CFT) to identify your customers apply to a range of financial businesses operating in New Zealand, such as:

  • Banks
  • Casinos
  • Financial advisers
  • Issuers of securities
  • Money changers
  • Non-deposit taking lenders
  • Brokers
  • Collective investment schemes
  • Futures dealers
  • Life insurers
  • Non-bank deposit takers
  • Trustee companies

There are three supervisors of the AML/CFT regime, please contact your appropriate supervisor to confirm whether you are required to comply.

  • The Reserve Bank

    Supervises banks, life insurers and non-bank deposit takers

  • The Financial Markets Authority

    Supervises issuers of securities, trustee companies, futures dealers, collective investment schemes, brokers and financial advisers.

  • The Department of Internal Affairs

    Supervises casinos, non-deposit taking lenders, money changers and other reporting entities that are not covered by the Reserve Bank or Financial Markets Authority

Who else can use Cloudcheck?

Cloudcheck can be used by any organisation that need to verify the identity (name, date of birth and address) or verify the age of their customers for another business purpose. Examples of non-financial services businesses that can use Cloudcheck are:

  • Accountants
  • Community services groups
  • Industry Training Organisations
  • Lawyers
  • Liquor stores
  • On-line auction sites
  • On-line gambling sites
  • Peer to peer services
  • Real Estate Agents
  • Recruitment agencies

Who uses Cloudcheck?

“We’ve been using Cloudcheck to verify all the pledgers that invest to our equity crowdfunding campaigns. Using Cloudcheck has turned a potentially horrific exercise of paper copies and justices of the peace into a streamlined experience. We just wish every part of our business was this easy.”
Anna Guenther, PledgeMe
“Verifi’s online service has made it easier for us to set up new clients.”
Anthony Edmonds, Implemented Investment Solutions

Data sources

We have a large range of New Zealand data sources available to verify your customer against and we are continually adding new sources to improve success rates. We allow you to choose which of these sources to use, and in which order to check them. If there is a data source not listed here that you would like to use, please get in touch and we’ll see what we can do.

Source Data checked
Driver’s Licence (NZTA) Name and date of birth
NZ Passport (DIA) Name and date of birth
NZ Birth Certificate (DIA) Name and date of birth
NZ Citizenship Certificate (DIA) Name and date of birth
Car Registration (NZTA) Name and address
Companies Office Name and address
Land Registry Name and address
White Pages Name and address
Credit Bureau Name and address

PEP

We have teamed up with Dow Jones & Company, Inc. a leading provider of business news and information services, to provide their Dow Jones Watchlist service via Cloudcheck. The Dow Jones Watchlist provides global coverage of:

  • Politically Exposed Persons (PEP)
  • Relatives and close associates (RCA)
  • International government sanction lists and watchlists
  • Persons linked to high profile crime

Using Cloudcheck to access Dow Jones Watchlist enables you to set your own parameters for matching so that you are not returned with endless false positives, automatically runs a search when verifying a customer’s identity and produces the results in a simple PDF for download to your CRM.

This Dow Jones Watchlist service is available via Cloudcheck Direct, API, Hosted and Bulk. As well as being integrated into Cloudcheck, the Dow Jones Watchlist can also be provided as a stand-alone service for those companies that only require PEP checks and not customer identity verification.

What will I pay?

We believe that you should only pay for data that you consume. We allow you to decide which databases are checked, and in which order. Once we achieve a successful verification we stop checking in order to minimise your costs.

Identity checks from

$1.25

PEP checks from

$0.10

Please contact us for more information, a demo and a free trial.